If you are shopping on a budget around Kelso or your credit score is not quite where you want it to be, you may be wondering if you can lease a car with bad credit. At Bud Clary Subaru, the answer to this is yes! A less-than-ideal credit score is not a barrier to driving a safe vehicle with the features you need. It can actually be easier to get approved for a lease than to get approved for traditional financing. What does it mean to finance a car? Learn how car finance works and why leasing may be an attractive option.
What does it mean to finance a car? Here’s how car finance works. When you take out a car loan from a dealership or other financial institution, you receive that money in a lump sum. You then pay it back with interest over a specified period of time. Your monthly payment is determined by the cost of the car, your credit score, and how long it will take to pay back the loan.
Leasing, on the other hand, means you essentially rent the vehicle for a couple of years. You pay for its usage rather than the full purchase price. That is why it may be a better option for those who have not yet established credit in St Helens or for those who are trying to build up their scores.
Can you lease a car with bad credit? Yes! Benefits of leasing include lower monthly payments, less money down, and less sales tax. While having good credit certainly will sweeten the deal, our team is still happy to work with you to find a vehicle that exceeds your expectations but not your budget.
Looking to get the best possible lease terms in Woodland? We can’t blame you. Here are a few tips to keep in mind during negotiations.
Now that you know how car finance works and the perks of leasing, are you ready to make your dream car a reality in Longview? Reach out to us today or continue to explore our car buying tips.
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